Take It From Me: How to Choose the Best Credit Card For Your Family

February 1, 2014

How to Choose the Best Credit Card For Your Family

Growing up, I would always look at my moms wallet and think "Why does she carry so much in her wallet?" It was always packed full of receipts and store cards, plus I am sure she had a few credit cards in there as well. As a matter of fact, her wallet was always so full that the snap never closed and actually broke over time.
Photo courtesy of www.ebags.com
Seeing her wallet in such distress, it kind of overwhelmed me as a kid and made me not want to grow up. I didn't want to have to deal with all that confusing stuff, like bills and credit cards and having to lug around such a large wallet!

Now that I am an adult, I've had to put on my big girl panties. But, to tell you the truth, I am no super mom when it comes to bills and all of the "adult stuff" like my mom was. I love putting that off to the last minute and am always confused when it comes to which credit card is right for our family.

My husband and I get so many credit card offers, either in our email or through the mail, it is a little overwhelming. We've discussed it together many times, but have yet to find that perfect card for our use.

So how do we decide on the best credit card choice for our family?

Recently, I've come across a site, www.ninjacredit.com, and it has made choosing the right credit card very easy. Through this site you can compare 100s of credit card offers, so you can find the best fitted one for your pattern of spending for maximizing rewards.
I've always been a frugal person, and have even gone through the extreme couponing phase, so finding a card that gives me cash back or could save me money in any way possible would be perfect.

The site is very user friendly and it only took a few minutes to figure out. It first asked me what type of card I was looking for. I chose the reward card with cash back. It then asked me a few questions, like what my average monthly spending is, and how good my credit is. From there I was able to get a list of credit cards and all the information about each one, making the choice super easy and of course saving me loads of time and stress over which credit card we should choose for our family. 

Disclosure: This is a sponsored post, however, all opinions are my own.

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